Mutual funds that contain front-end loads are one of the worst investments for individual investors. In a typical front-end load fund, the investor pays a 5.75% commission just for the privilege of buying into the mutual fund. What most people…
The Importance of Non-Retirement Savings
Saving is a critical part of any financial plan. Spending less than you make and putting away the difference for the future is the first step to financial freedom. Since we know saving is necessary, the question becomes what is…
Benefits of Dividend Reinvestment Programs (DRIPs)
As a stock investor you have the opportunity to make money two ways. First, the price appreciation of the stock and second, the dividends the company pays to shareholders. Throughout the last 80 or so year, dividends have accounted for…
Retire Before 40?
A growing segment of the population is embarking on a plan being called ‘extreme early retirement.’ These individuals are families are looking to ‘retire’ by the time they are 40. Retirement isn’t exactly the right term, because the goal is…